Orient Commercial Joint Stock Bank provides banking products and services in Vietnam. It offers current and savings deposits; savings and current accounts; short, medium, and long-term deposits; term deposits; and demand deposits. The company engages in the discounting of commercial papers, bonds, and papers; venturing capital and joint venture; payment transaction and insurance agency services; offers loans which includes business, consumption, and car loans, as well as loans for real estate and other credit institutions; international trade finance services; and provides credit facilities. It offers credit and debit cards; bank guarantees; cash management services; banking and financial consulting; rents safe boxes; investment consulting; brokerage services; treasury bills, transferrable instruments, government bonds, bills, and other documents; certificate of deposits; and trades gold. In addition, it offers digital banking; commercial finance; forex and derivatives; investment banking; and offers insurance products, such as life, property, and health. The company was founded in 1996 and is headquartered in Ho Chi Minh City, Vietnam.